Travel insurance for non-residents travelling to Australia for a holiday, to visit friends and relatives, or on business. Available to cover up to 12 months visiting Australia.
The QBE Inbound Policy provides travel insurance for non-residents who are visiting Australia on a temporary basis. It is available to non-resident visitors under 81 on the date the policy is issued (reduced benefits apply for travellers aged over 60), and can be purchased a maximum of 12 months before the trip commences.
Policies are only available if the trip includes travel if the trip includes travel within Australia, and are not available to cover only the return trip to your normal country of residence.
The terms and conditions are subject to the laws and jurisdiction of the Australian state or territory where the Certificate of Insurance is issued.
Schedule of benefits
|Cancellation or holiday deferment costs||$20,000*|
|Emergency travel arrangements and accommodation expenses||$20,000|
|Agents cancellation fees||$2,000|
|Medical and dental expenses||$200,000*|
|Medical evacuation and repatriation||$200,000*|
|Non medical evacuation and repatriation||$200,000|
|Rental vehicle insurance excess||$1,000|
|Luggage (item limits apply)||$4,000|
|Personal computer item limit||$1,000|
|Camera and video item limit||$1,000|
|Smartphone item limit||$1,000|
|Other item limit||$500|
|Replacement passports and travel documents||$2,000|
|Funeral expenses overseas or repatriation of remains||$25,000|
|*A reduced $10,000 limit applies to travellers 60 years and over at the time the Certificate of Insurance is issued on Sections A1, B1, and C1|
Non-resident travel insurance can be purchased either before or after arriving in Australia. When purchased before arrival, the policy will cover travel to and within Australia, and the return trip to your normal country of residence. When purchased after arrival, the policy will cover travel within Australia and the return trip home.
A waiting period of 28 days will apply to all medical related claims if a policy is purchased more than 7 days after arriving in Australia. No waiting period applies to non-resident policies purchased before arriving in Australia, or within 7 days of arriving.
Policies are available to cover up to a maximum of 12 months travelling within Australia. Non-resident insurance can be extended an unlimited number of times up to the maximum duration if you decide to stay in Australia longer than originally planned (extensions may be subject to approval and conditions). The cover will end on the expiry date shown on the Certificate of Insurance, or when you return to your normal country of residence (whichever happens first).
Non-residents aged 80 and under are eligible to purchase the QBE Inbound Policy, subject to reduced limits for travellers aged 60 and over. A reduced sum insured of $10,000 per adult applies to cancellation or holiday deferment costs (Section A1), medical expenses (Section B1), and medical evacuation and repatriation (Section C1) for non-resident visitors over 60 on the date the travel insurance is issued. The standard applicable limits apply under all other policy sections.
A valid visa is required to enter Australia and should be arranged before arrival. Tourist visas, working holiday visas and study visas are available depending on the trip purpose and duration. Information on entry visas for non-residents can be found on the Department of Immigration and Border Protection (DIBP) website. Visa applications can be lodged online or in person at an Australian Embassy or Consulate.
Copyright © 2017 Travel Insurance Cover Australia ABN 88 605 310 709. Distributing QBE policies online since 2008.