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Non-travelling relatives and business partners

The policy definition of existing medical condition applies to you, any member of your travelling party, any relatives or business partners, and any other person you have a relationship with.

If a relative or business partner who is not going on the trip with you has an existing medical condition and their health may affect your travel plans, it is possible to apply for an assessment to cover their existing medical conditions.

Unless you apply for an assessment and cover is approved, there would be no cover for claims under any section of the policy if you need to cancel or change your travel plans because of an existing medical condition of a relative or business partner.

Please note that cover for the existing medical conditions of non travelling relatives or business partners is not available on all policies (cover is currently only available on the QBE International Comprehensive Policy, QBE Annual Multi Trip Policy and QBE Australian Comprehensive Policy). The relative or business partner must also be under 80 on the date that you buy the policy. Full terms and conditions relating to cover for existing medical conditions can be found in the product disclosure statement.

Apply for an assessment

  • Download a copy of the Non Travelling Relative or Business Partner Medical Appraisal Form below
  • The first page of the form provides information, and the second page has sections that need to be completed by the traveller, the relative or business partner, and the relative or business partner's doctor
  • Once all sections have been completed, the form should be faxed to 02 9423 6968 (or scan and email the completed form to the email address on the form)

Forms submitted are generally assessed within 1-2 business days, at which stage a copy of the assessment will be emailed to you. The assessment will outline whether cover has been approved and whether any special conditions have been applied (if applicable). Information will also be provided on proceeding with the cover if you would like to do so.

Download form

Please contact our office if you would like further information on applying for an assessment.