Snow sports (including skiing and snowboarding)
Participation in snow sports like skiing, snowboarding and ski biking, is not automatically covered under the policy.
All policies have a general exclusion that excludes cover where you or a member of your travelling party participate in a snow sports activity unless you have paid the additional premium for snow sports cover. The general exclusion will apply to any claim arising directly or indirectly from participation in snow sports - full details can be found in the product disclosure statement.
Cover for snow sports can be added as an additional benefit by selecting the Snow Sports Option and paying the additional premium. The policy will then provide cover up to the standard policy section limits for claims arising from participation in snow sports, as well as cover for ski lift passes, ski run closure, and hire replacement snow equipment (subject to policy terms and conditions).
The Snow Sports Option is not required for cover for skiing or snowboarding in Australia or New Zealand if you have purchased a QBE International Comprehensive Policy, QBE Annual Multi Trip Policy or QBE Australian Comprehensive Policy.