Annual travel insurance covering unlimited international and domestic trips for 12 months. Can be purchased to cover both personal and business travel.
The QBE Annual Multi Trip Policy provides annual multi trip travel insurance for Australians that travel regularly. Annual cover may be more cost-effective and convenient that individual policies when travelling as few as two or three times over the course of a year.
The policy is available to travellers under 70 on date the policy is to be issued (a policy can still be arranged if turning 70 during the period of insurance, but must be purchased before turning 70). Where two adults are listed on a QBE Annual Multi Trip Policy, both adults are covered when travelling together as well as when independently of each other. Children can be included on the policy and are covered provided that travelling with an insured adult for the entire duration of the trip.
Cover for existing medical conditions is available subject to the completion of a medical assessment, and optional additional benefits can be added to the policy, including specified luggage cover for items that exceed the standard luggage limits.
Two regions are available when arranging an annual multi trip policy. Region A covers worldwide, and Region B covers worldwide excluding the United States, South America, Central America and Antarctica. Policies can be upgraded from Region B to Region A part way through the period of insurance if your travel plans change.
QBE Annual Multi Trip Policy - Region A
QBE Annual Multi Trip Policy - Region B
|*Prices shown above are with the standard $200 per event excess (the excess can be reduced to nil for an additional premium).|
Schedule of benefits
|Cancellation or holiday deferment costs||Unlimited|
|Emergency travel arrangements and accommodation expenses||Unlimited|
|Agents cancellation fees||$2,000|
|Loss of reward points||Unlimited|
|Medical and dental expenses||Unlimited|
|Hospital compensation (daily limits apply)||$6,000|
|Post hospital accommodation (daily limits apply)||$500|
|Medical evacuation and repatriation||Unlimited|
|Non medical evacuation and repatriation||Unlimited|
|Missed connection - special events||$4,000|
|Resumption of trip||$2,500|
|Emergency accommodation due to terrorism (daily limits apply)||$3,000|
|Rental vehicle insurance excess||$4,000|
|Return of rental vehicle||$500|
|Luggage (item limits apply)||$15,000|
|Personal computer item limit||$6,000|
|Camera and video item limit||$4,000|
|Smartphone item limit||$1,000|
|Set of golf clubs item limit||$3,000|
|Other item limit||$1,000|
|Replacement passports and travel documents||$2,000|
|Fraudulent use of credit or debit cards||$3,000|
|Funeral expenses overseas or repatriation of remains||$25,000|
|Funeral expenses within Australia||$5,000|
|Total permanent disability||$25,500|
|Loss of income||$10,000|
|Financial default of travel service providers||$10,000|
|Financial default of listed wholesalers||$5,000|
Policies can be purchased up to a year in advance of the commencement of the 12 month period of insurance. Where a policy is purchased in advance, cover for cancellation fees and lost deposits starts from the time the policy is issued. This ensures cover should a trip that is scheduled within the period of insurance needs to be cancelled as a result of one of the events covered by the policy (subject to policy terms). A preferred commencement date can be nominated when getting a quote for annual travel insurance.
The QBE Annual Multi Trip Policy has a maximum limit of 60 days per trip. If an individual trip during the period of insurance exceeds the trip limit, cover will cease at the end of 60 days. Cover can be extended for any trips that are longer than 60 days by purchasing a separate extension policy. An extension policy can be arranged before or after departing, but must be in place before the expiry of the 60 day trip limit. Please contact our office for assistance if you are overseas and need to extend your policy.
Skiing and snowboarding are automatically covered in Australia and New Zealand.
Skiing and snowboarding are not covered anywhere else in the world under unless the Snow Sports Option has been purchased. The Snow Sports Option will ensure cover claims under any section of the policy while skiing or snowboarding, and will provide additional snow sports benefits like cover for ski life passes and ski run closure. The Snow Sports Option can be added when initially applying for a policy, or at any time after a policy has been purchased.
Qantas Frequent Flyer members are able to earn points by entering their membership number when purchasing or renewing a QBE Annual Multi Trip Policy, with one point received per $2 spent (terms and conditions apply).
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