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QBE Annual Multi Trip Policy

Annual travel insurance covering unlimited international and domestic trips for 12 months. Can be purchased to cover both personal and business travel.

  • Travel with confidence with annual travel insurance underwritten by QBE Insurance and worldwide assistance provided by QBE Assist
  • Convenience of a single policy to cover all of your overseas and domestic trips for 12 months (subject to policy terms)
  • Unlimited trips up to 60 days per trip with no need to notify the insurer of each trip, just travel
  • Where two adults are listed on the policy, both are covered while travelling together and/or independently
  • Policies are available with either a $200 per event excess or a $0 excess (applicable premiums are provided below)
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Couple enjoying a holiday

Annual travel insurance

The QBE Annual Multi Trip Policy provides annual multi trip travel insurance for Australians that travel regularly. Annual cover may be more cost-effective and convenient that individual policies when travelling as few as two or three times over the course of a year.

The policy is available to travellers under 70 on date the policy is to be issued (a policy can still be arranged if turning 70 during the period of insurance, but must be purchased before turning 70). Where two adults are listed on a QBE Annual Multi Trip Policy, both adults are covered when travelling together as well as when independently of each other. Financially dependent children who are under 25 and are listed on the policy are covered while accompanying an insured adult.

Cover for existing medical conditions is available subject to the completion of a medical assessment, and optional additional benefits can be added to the policy, including specified luggage cover for items that exceed the standard luggage limits.

Premiums

Two regions are available when arranging an annual multi trip policy. Region A covers worldwide, and Region B covers worldwide excluding the United States, South America, Central America and Antarctica. Policies can be upgraded from Region B to Region A part way through the period of insurance if your travel plans change.

QBE Annual Multi Trip Policy - Region A
Covers worldwide including USA, South America, Central America and Antarctica

Age 0-49 50-59 60-69
Single $475.00
$332.50
$647.00
$452.90
$773.00
$541.10
Family $926.25
$648.38
$1,261.65
$883.16
$1,507.35
$1,055.15

QBE Annual Multi Trip Policy - Region B
Covers worldwide excluding USA, South America, Central America and Antarctica

Age 0-49 50-59 60-69
Single $286.00
$200.20
$389.00
$272.30
$458.00
$320.60
Family $557.70
$390.39
$758.55
$530.99
$893.10
$625.17
*Prices shown above are with the standard $200 per event excess (the excess can be reduced to nil for an additional premium).

Policy benefits

Schedule of benefits

Per adult

Cancellation or holiday deferment costs Unlimited
Emergency travel arrangements and accommodation expenses Unlimited
Agents cancellation fees $2,000
Loss of reward points Unlimited
Medical and dental expenses Unlimited
Hospital compensation (daily limits apply) $6,000
Post hospital accommodation (daily limits apply) $500
Medical evacuation and repatriation Unlimited
Non medical evacuation and repatriation Unlimited
Travel delay $1,500
Airfare compensation $3,000
Missed connection - special events $4,000
Resumption of trip $2,500
Hijacking Unlimited
Emergency accommodation due to terrorism (daily limits apply) $3,000
Rental vehicle insurance excess $4,000
Return of rental vehicle $500
Luggage (item limits apply) $15,000
Personal computer item limit $6,000
Camera and video item limit $4,000
Smartphone item limit $1,000
Set of golf clubs item limit $3,000
Other item limit $1,000
Emergency luggage $500
Stolen cash $250
Replacement passports and travel documents $2,000
Fraudulent use of credit or debit cards $3,000
Accidental death $25,000
Funeral expenses overseas or repatriation of remains $25,000
Funeral expenses within Australia $5,000
Total permanent disability $25,500
Loss of income $10,000
Personal liability
$2,500,000
Legal expenses $15,000
Financial default of travel service providers $10,000
Financial default of listed wholesalers $5,000

Cover for cancellation fees

Policies can be purchased up to a year in advance of the commencement of the 12 month period of insurance. Where a policy is purchased in advance, cover for cancellation fees and lost deposits starts from the time the policy is issued. This ensures cover should a trip that is scheduled within the period of insurance needs to be cancelled as a result of one of the events covered by the policy (subject to policy terms). A preferred commencement date can be nominated when getting a quote for annual travel insurance.

Extending cover for trips exceeding 60 days

The QBE Annual Multi Trip Policy has a maximum limit of 60 days per trip. If an individual trip during the period of insurance exceeds the trip limit, cover will cease at the end of 60 days. Cover can be extended for any trips that are longer than 60 days by purchasing a separate extension policy. An extension policy can be arranged before or after departing, but must be in place before the expiry of the 60 day trip limit. Please contact our office for assistance if you are overseas and need to extend your policy.

Skiing and snowboarding

Skiing and snowboarding are automatically covered in Australia and New Zealand.

Skiing and snowboarding are not covered anywhere else in the world under unless the Snow Sports Option has been purchased. The Snow Sports Option will ensure cover claims under any section of the policy while skiing or snowboarding, and will provide additional snow sports benefits like cover for ski life passes and ski run closure. The Snow Sports Option can be added when initially applying for a policy, or at any time after a policy has been purchased.

Qantas Frequent Flyer points

Qantas Frequent Flyer members are able to earn points by entering their membership number when purchasing or renewing a QBE Annual Multi Trip Policy, with one point received per $2 spent (terms and conditions apply).

Earn Qantas Frequent Flyer points

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Policy terms and conditions apply, and can be found in the product disclosure statement.

Visa, Mastercard, American Express and Diners accepted