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For full details on applying for a medical assessment - including the definition of existing medical condition, a list of High Risk Existing Medical Conditions, and a list of medical conditions that do not require you to apply for cover - please refer to the product disclosure statement. |
You must apply for cover, and cover must be approved by QBE Insurance (Australia) Limited in writing, prior to the issue of a QBE Travel Insurance policy if:
- you have a High Risk Existing Medical Condition; or
- you require cover for any other existing medical condition not listed in the product disclosure statement as automatically covered; or
- you are 70 years of age or over; or
- you have answered yes to the question in the application regarding undergoing or having undergone or been referred for any tests or investigations into any undiagnosed or suspected medical condition.
Applying for a medical assessment online
To apply for an assessment for cover of existing medical conditions online, simply click through below to obtain a quote and select any additional benefits. When you reach the stage of entering you name and address, you will be asked whether or not you have an existing medical condition. After selecting "Yes" and proceeding, you will be guided through a number of questions relating to the condition(s).
In many cases an assessment can be provided based on your answers to these questions, and no further paperwork is required. You will receive an email confirming receipt of the application and advising whether further documentation needs to be provided. Once the assessment has been completed, you will receive another email informing you of the assessment, with a direct link that can be used to purchase the policy if you choose to. Any applicable medical loading amount will be automatically applied.
Apply for a medical assessment online
Applying for a medical assessment using a pdf form
To apply for an assessment for cover for any existing medical conditions using the pdf form, please download and complete the medical appraisal form below (instructions and information can be found on the first page of the form). Once completed, the form should be faxed to 02 9423 6968. (Alternatively the form can be returned by email or mail using the details provided on the contact us page.)
As an authorised distributor of QBE Travel Insurance we will obtain an assessment from QBE Insurance (Australia) Limited on your behalf and advise you of the outcome of the assessment, generally in 24-48 hours. We will inform you of any additional medical loading amount payable, and provide a quote for your trip as well as details on how to proceed with booking a policy. If offered, cover for an existing medical condition must be taken up within 14 days of the approval date.
Note: to be eligible to receive the 30% premium discount available through Travel Insurance Cover, completed medical appraisal forms should be faxed to our office on 02 9423 6968.
Download the QBE Medical Appraisal Form
Please contact our office if you have any questions or would like further assistance.
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