Travellers over 70

Subject to maximum policy durations, the International Comprehensive Policy and Australian Comprehensive Policy are both available to residents of Australia regardless of age. International policies are also subject to a medical assessment for travellers over 70 years old on the date the policy is purchased, regardless of health. Travellers purchasing an Australian policy only need to apply for an assessment if cover is required for existing medical conditions.

Maximum durations for international destinations
Age / Destination USA, Canada, South America, Central America, Antarctica Continental Europe, Middle East, Japan, Africa UK, Asia,
Tahiti
Pacific Region, Indonesia
70-74 years Up to 8 weeks Up to 3 months Up to 3 months Up to 3 months
75-79 years Up to 8 weeks Up to 8 weeks Up to 8 weeks Up to 8 weeks
80+ years Up to 6 weeks Up to 6 weeks Up to 6 weeks Up to 6 weeks

Applying for an age-based assessment

Travellers over 70 must apply for a medical assessment when arranging a policy for international travel, and cover must be approved before the policy is issued. Applying for an assessment is a relatively quick and easy process, and involves providing information about the trip and answering a series of questions about your health. This can be done either online at the time of getting a quote for the trip, or using a form.

Assessments can often be completed based solely on the answers provided by the traveller (although in some instances additional information may be required from your doctor), and are typically completed in 1-2 business days. An urgent assessment can be requested where you are departing imminently.

Arranging a policy in advance

Travellers aged 70 and over can purchase International Comprehensive policies up to 12 months before the trip departure date. Australian Comprehensive policies can be arranged at any time, or if cover is required for existing medical conditions up to 12 months before the trip.

 
 

Copyright © 2008-2013 Travel Insurance Cover Australia. All rights reserved. Disclaimer